We’re in this Together
Your credit union is committed to serving your financial needs. Compass takes great pride in offering financial services to our members, and while the world stands still in its battle against this virus, we stand ready to offer you our very best through these extraordinary times. Our lobbies may be closed, but our staff is still working to ensure your money is both safe and available. Never forget: YOU OWN THIS PLACE!
Financial Help & Debt Relief
Installment Loans Skip a Payment*
To help our members through these difficult times, we are waiving all Skip A Payment fees through May 31st, 2020.Learn More
Installment Loans Skip a Payment*
You can log into your account online or in our mobile app and the “SP” button will show on any eligible loan. Simply click or tap on the SP and follow the prompts to Skip your payment.
If you elect to Skip-A-Payment, any automated payments will not be stopped. Just call our office before the payment comes out of your account, and we can make sure that the auto pay is temporarily suspended.close
Visa Credit Cards Skip a Payment**
To help members through this difficult time we are extending the Skip A Payment option to our credit cards as well. Call to find out more.Contact Us
120 Day No Payment Loan Special***
If you’re in a pinch and need some extra cash over the next few months, check out the 120 Day No Pay loan program. You’ll pay nothing for 4 months!Apply Now
We’re doing everything we can to make sure that our members have the money they need during this difficult time. Check out the new Relief Loan to see if you qualify. The Relief Loan offers up to $2,500 at 8.99% APR for 10 months.Contact Us
If you’re struggling to keep up on your mortgage commitment, you may qualify for payment help. Contact us today to find out more.Contact Us
Fees Eliminated Temporarily
Through May 31, 2020, we are waiving the following: Skip A Payment fees, corporate check fees, and early withdrawal fees on Christmas Clubs. We are also expanding the services being offered through our drive through and online channel.Contact Us
Frequently Asked Questions
Are branches open?
Yes, our branches are staffed to assist you, but we have gone to drive-thru only during normal business hours. All departments are staffed and available by phone at 1.866.399.3762
Lobbies will remain closed during the duration of the Shelter in Place order issued by Governor Whitmer.
Can I still open an account?
Yes, and you can complete the majority of the process online from the safety of your home. For anything you absolutely need to come in for, our drive thru windows are still open for business.
What are my options to deposit and withdraw cash?
Our drive-thru is available at both locations for you to make deposits and withdrawals during normal business hours, and our ATMs are available 24/7. To find a surcharge-free ATM near you, click here. You can also find it under the “More” Menu in your mobile app. Just click “Assist” and then “ATM Locations.”
What if I need to deposit a check?
You can deposit checks from your mobile device with our remote deposit feature. Just click the “Move Money” button in your app. Our drive-thru is available at both locations for you to make deposits during normal business hours, and our ATM is available 24/7 to make deposits as well.
Who do I contact about card disputes and fraud?
You can call the credit union at 1.866.399.3762 and choose option 3 for Card Services.
How do I get a replacement debit or credit card?
Give our Card Services team a call for all your debit and credit card needs. They are available during regular business hours at 1.866.399.3762, Option 3.
What if I am not able to make my payments on time due to COVID-19 and the state shut down?
We’re in this together, and we are always here to help you navigate your financial journey. Check out our newly expanded Skip A Pay program which allows you to skip your payment on eligible loans. Access this program through online banking, our mobile app, or by calling 616-887-8262 Ext. 226.
Will my online bill payment be posted as scheduled?
Yes, all online bill payments will be processed normally.
Will my direct deposit funds be available to me?
Yes, there have been no changes to direct deposits, ACH transactions, or Debit and Credit Card processing. You can access your funds with online banking, the mobile app, or via our drive through windows and ATMs.
Who do I contact about a loan that was already being processed for me?
If you were working with a Personal Banker, they are still available by phone at the credit union. We have new technology in place for you to sign your loan documents remotely if needed.
Can I still apply for a loan?
Certainly, we have a new 120 Day No Payments loan to help out. You can apply for loans online, in our mobile app, or over the phone with a Personal Banker.
You can call us during normal business hours 1.866.399.8762
Don’t forget that we are in this together! Give us a call at 616-887-8262 for any further questions.Contact Us
Latest Updates from CCU
Compass CU COVID 19 Update #2
Published March 16, 2020
Effective Tuesday, March 17th, 2020 our lobbies will close temporarily. Compass Credit Union is committed to the wellness of our members, staff, and volunteers. We especially want to ensure that our members, staff, and local communities are physically well amid the concerns about the spread of the coronavirus (COVID-19). We also want to look after the financial wellness of our members and want you to be assured that Compass Credit Union will assist in meeting the financial needs of members affected by the coronavirus.Learn More ›
Online Banking Options
Our online banking and mobile app provide you with the ability to do your banking from the comfort of your home. You can pay bills, transfer money to other accounts, deposit checks, open a new loan or deposit account, and much more. The service is free, so give us a call and sign up today.
How To Enroll In Online Banking
CCU members enjoy free access to online banking, and enrolling is easy! All you need to get started is your member number and Social Security Number.Enroll Now
Healthy Habits – Do the Five!
As we continue to adjust how we serve you during this trying time, we encourage all members to follow preventative actions recommended by the Centers for Disease Control (CDC) to help prevent the spread of illnesses like COVID-19.
1 – Hands. Wash them often
2 – Elbow. Cough in to it
3 – Face. Don’t touch it
4 – Feet. Stay more than 4ft apart
5 – Feel sick? Stay home
* Loans must be established with at least twelve consecutive payments made from the loan disbursement. Delinquent or bankruptcy accounts are not eligible. By skipping your loan payment for one month, you authorize Compass Credit Union to extend your final loan payment. Finance charges will continue to accrue on your unpaid balance. When payments resume, unpaid interest will be collected first. Your regular monthly payment will resume immediately following the month you skip. All accounts must be in good standing to take advantage of this offer. Visa® credit card, home equity line of credit, and line of credit, do not qualify. Compass Credit Union reserves the right to deny any Skip-A-Payment request. Maximum of One Skip-A-Payment per calendar year, with at least 60 days between skipped payments, with a lifetime maximum of no more than five per loan. Coupon must be signed by member to be valid. The Credit Union reserves the right to determine if prior subsequent actions may disqualify your loan. If you elected GAP Insurance Coverage, the coverage will not be extended beyond the original maturity date.
** By completing a Skip-A-Payment you are requesting Compass Credit Union to advance the loan due date equal to one month’s payment. You understand that interest will continue to accrue on your loan balance.
*** You must meet the credit union criteria for loan approvals and payment deferment. Such as being a Member in Good Standing for one example. All loans are reviewed locally by the credit union. New money only. Cannot refinance current Compass Credit Union loans.
**** $2,050 maximum loan amount. Final APR depends on credit review. Monthly payment on $2,500 loan at 8.99% APR for 10-month term would be $260.42. Subject to credit approval. Limited time offer. Insured By NCUA.
All Credit Union loan promotions, rates, terms and conditions are subject to change at any time without notice. Mortgage, home equity, credit card, current credit union loans and open-end loans are not eligible for this promotion. Promotion cannot be used to re-finance current credit union loan.