YOUR FINANCIAL COMPASS
• Member-owned community credit union
• Fast decisions, real opportunity
• Puts banking back in your hands
THE DIFFERENCE IS DIRECTION
This Is What Member-Owned Feels Like
YOUR FINANCIAL JOURNEY
Solutions for Every Stage of Life
Checking Accounts
High-yield accounts, easy access, & banking made simple.
Savings Accounts
Build your savings with easy access and automatic transfers.
Mortgages
Flexible financing to make homeownership possible.
Personal Loans
Get funds for purchases or unexpected expenses.
Home Equity Loans
Use your home’s equity for projects and future plans.
Auto Loans
Finance your next vehicle with competitive rates.
Credit Cards
Convenient purchasing power with a card designed for everyday spending.
Business Accounts
Practical banking solutions to help your business manage money and grow.
Online Banking & Mobile App
Manage your accounts securely anytime, anywhere.
WHY MEMBERS CHOOSE COMPASS
Membership Benefits
Keep More of Your Money
Enjoy competitive rates, lower fees, and valuable account perks designed to help you save more and make every dollar work harder.
People Come First
We take time to understand your goals and provide personalized guidance that helps you make confident financial decisions.
Bank With People Who Know You
Work with a local team that knows your community, values relationships, and is always ready to help when you need it most.
Ownership Has Its Benefits
As a member-owner, you have a voice in a financial cooperative where every decision is made with your best interests, not shareholder profits, in mind.
Reach Your Financial Goals
Whether you’re saving, borrowing, or planning ahead, we’re here with the tools and support to help you succeed.
Support Your Community
Your membership helps strengthen local families, businesses, and neighborhoods by keeping money invested where it matters most.
Become a Member Today!
Join a credit union that feels more like a neighbor than a bank. Experience local service, better value, and a financial partner that’s committed to helping you reach your goals.
JOIN TODAYWE’RE HERE TO HELP
Frequently Asked Questions
What is Compass Credit Union’s routing number?
Compass Credit Union’s routing number is 272485136.
Who can join Compass Credit Union?
Compass Credit Union serves members across 13 counties in West Michigan including: Allegan, Barry, Ionia, Kent, Lake, Mason, Mecosta, Montcalm, Muskegon, Newaygo, Oceana, Osceola, and Ottawa; as well as Palm Beach County, Florida.
Does Compass offer mobile banking?
Yes. Compass offers a mobile app with mobile deposit, money transfers, card controls, and added security features like fingerprint and face recognition.
What types of loans does Compass offer?
Compass offers auto loans, mortgages, home equity loans, recreational loans, credit cards, personal loans, and more.
Can I use surcharge-free ATMs nationwide?
Yes. Compass members have access to thousands of surcharge-free ATMs nationwide through the CO-OP ATM Network and shared branching locations.
Still have more questions?
VIEW ALL FAQS
BANKING DONE RIGHT
Digital Banking Wherever You Are
See your account activity in real-time, pay bills, deposit checks, send money to people, and more
Not Already a Member?
Applying for membership is quick, easy, and secure. Click “Join Today” to get started. Many applications are approved instantly, and if we need more info, our team will follow up to help.
