Rates

Savings Rates - Effective Wednesday, March 25, 2020
APYMinimum
Deposit
Minimum
Balance
REGULAR SHARE0.050%$5.00$250.00
SUB SHARE0.000%$5.00$250.00
VACATION SHARE0.000%$0.00$250.00
CHRISTMAS CLUB0.010%$0.00$100.00
TRAD IRA SHARE0.300%$25.00$250.00
ROTH IRA SHARE0.300%$25.00$250.00
PREMIUM SHARES0.050%$1,000.00$0.00
PREMIUM SHARES0.250%$1,000.00$1,000.00
PREMIUM SHARES0.300%$1,000.00$50,000.00
PREMIUM SHARES0.350%$1,000.00$100,000.00

Premium Shares: Minimum balance to receive Premium Shares rate is $1,000.00. If account falls below this balance, it will receive the APY for Regular Shares that is in place at that time.
APY = Annual Percentage Yield
Loan Rates - Effective Monday, August 3, 2020
Loan TypeRates as low asTerms/Information
New Auto loan 20203.740%APR Up to 36 Months - Call Now or Apply Online!
Used Auto loan 2013 - 20193.740%APR Up to 36 Months - Call Now or Apply Online!
Used Auto Loan 2012 and Older4.740%APR Up to 36 Months - Call Now or Apply Online!
Recreational Vehicles4.990%APR Up to 60 Months - Call Now or Apply Online!
Farm Equipment4.990%APR Up to 60 Months - Call Now or Apply Online!
Signature Loan12.490%APR Up to 60 Months - Call Now or Apply Online!
Share Secured Loan3.990%APR Up to 24 Months - Call Now or Apply Online!
Visa Card9.990%APR - Great Rates on all our Credit Cards!
Mast Mini Barns 36-month loan9.490%APR Up to 36 Months - Call Now or Apply Online!
Mast Mini Barns 48-month loan10.990%APR Up to 48 Months - Call Now or Apply Online!
Mast Mini Barns 60-month loan12.490%APR Up to 60 Months - Call Now or Apply Online!
Mast Mini Barns VISA Platinum9.990%APR - Call Now or Apply Online!
Mini Mast Barns Visa Classic14.750%APR - Call Now or Apply Online!
APR = Annual Percentage Rate.
Rates are based on an assessment of individual credit worthiness and our underwriting standards. All credit union loan programs, rates, terms and conditions are subject to change at any time without notice.
Examples:
For a $20,000 car loan for a term of 36 months with a 3.74% APR, the monthly payment will be $588.17.
For a $20,000 car loan for a term of 36 months with a 4.74% APR, the monthly payment will be $597.08.
For a $20,000 recreational vehicle loan for a term of 60 months with a 4.99% APR, the monthly payment will be $377.34.
For a $20,000 signature loan for a term of 60 months with a 12.49% APR, the monthly payment will be $449.87.
For a $20,000 farm equipment loan for a term of 60 months with a 4.99% APR, the monthly payment will be $377.34.
For a $20,000 share secured loan for a term of 24 months with a 3.99% APR, the monthly payment will be $868.40.
For a $20,000 mini barn loan for a term of 36 months with a 9.49% APR, the monthly payment will be $640.55.
For a $20,000 mini barn loan for a term of 48 months with a 10.99% APR, the monthly payment will be $516.80.
For a $20,000 mini barn loan for a term of 60 months with a 12.49% APR, the monthly payment will be $449.87.

Certificate Rates - Effective Monday, August 3, 2020
Certificate TermAPYMinimum Deposit
6 MO SHARE CERT0.550%$500.00
12 MO SHARE CERT0.550%$500.00
24 MO SHARE CERT0.700%$500.00
36 MO SHARE CERT0.750%$500.00
48 MO SHARE CERT0.850%$500.00
60 MO SHARE CERT1.010%$500.00

APY = Annual Percentage Yield