Loan rates

Effective March 23, 2023

Loan TypeRates as low asTerms/Information
New Auto Loan Rate4.79% APR*Flexible Terms Available
Used Auto Loan 2016 to 20224.79% APR*Flexible Terms Available
Used Auto Loan 2015 & Older5.79% APR*Flexible Terms Available
Share Secured Loan4.69% APR*Flexible Terms Available
Recreational Vehicles5.49% APR*Flexible Terms Available
Farm Equipment5.74% APR*Flexible Terms Available
Visa Card9.99% APR*
Signature Loan9.99% APR*Flexible Terms Available

Certificate Rates

Effective March 23, 2023

Certificate TypeAPY**Min Deposit
6 Month Share Certificate1.61% $500.00
1 Year Share Certificate1.87% $500.00
2 Year Share Certificate2.12% $500.00
3 Year Share Certificate2.22% $500.00
4 Year Share Certificate2.38% $500.00
5 Year Share Certificate2.48% $500.00

Savings Rates

Effective March 23, 2023

Account Type APY**Min DepositMin Balance
Regular Share0.050%$5.00$250
Sub Share0.000%$0.00$250
Vacation Share0.000%$0.00$250
Christmas Club0.010%$0.00$100
TRAD IRA Share1.61%$500.00$250.00
ROTH IRA Share1.86%$500.00$250.00
Premium Shares***0.050%$0.00$0.00
Premium Shares***0.45%$1,000.00$1,000.00
Premium Shares***0.55%$50,000.00$50,000.00
Premium Shares***0.65%$100,000.00$100,000.00
High Yield Checking
3.04%$25.00$25

*APR = Annual Percentage Rate.
Rates are based on an assessment of individual creditworthiness and our underwriting standards. All credit union loan programs, rates, terms, and conditions are subject to change at any time without notice.

**APY = Annual Percentage Yield
Share Certificates have a penalty for early withdrawal.
Penalties and fees could reduce the earnings on accounts.

***Premium Shares: Minimum balance to receive the Premium Shares rate is $1,000.00. If the account falls below this balance, it will receive the APY for Regular Shares that are in place at that time.

 

Rates

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