Account Type APY Minimum
DepositMinimum
BalanceREGULAR SHARE 0.050% $5.00 $250.00 SUB SHARE 0.000% $5.00 $250.00 VACATION SHARE 0.000% $0.00 $250.00 CHRISTMAS CLUB 0.010% $0.00 $100.00 TRAD IRA SHARE 0.300% $25.00 $250.00 ROTH IRA SHARE 0.300% $25.00 $250.00 PREMIUM SHARES 0.050% $1,000.00 $0.00 PREMIUM SHARES 0.250% $1,000.00 $1,000.00 PREMIUM SHARES 0.300% $1,000.00 $50,000.00 PREMIUM SHARES 0.350% $1,000.00 $100,000.00
Premium Shares: Minimum balance to receive Premium Shares rate is $1,000.00. If account falls below this balance, it will receive the APY for Regular Shares that is in place at that time.
APY = Annual Percentage Yield
Loan Rates - Effective Friday, April 10, 2020 Loan Type Rates as low as Terms/Information Relief Loan 8.990% Loans up to $2500 for 10 months-Ask about other loan options New Auto loan 2020 3.740% APR Up to 36 Months - Call Now or Apply Online! Used Auto loan 2013 - 2019 3.740% APR Up to 36 Months - Call Now or Apply Online! Used Auto Loan 2012 and Older 4.740% APR Up to 36 Months - Call Now or Apply Online! Recreational Vehicles 4.990% APR Up to 60 Months - Call Now or Apply Online! Farm Equipment 4.990% APR Up to 60 Months - Call Now or Apply Online! Signature Loan 12.490% APR Up to 60 Months - Call Now or Apply Online! Share Secured Loan 3.990% APR Up to 24 Months - Call Now or Apply Online! Visa Card 9.990% APR - Great Rates on all our Credit Cards! Mast Mini Barns 36-month loan 9.490% APR Up to 36 Months - Call Now or Apply Online! Mast Mini Barns 48-month loan 10.990% APR Up to 48 Months - Call Now or Apply Online! Mast Mini Barns 60-month loan 12.490% APR Up to 60 Months - Call Now or Apply Online! Mast Mini Barns VISA Platinum 9.990% APR - Call Now or Apply Online! Mini Mast Barns Visa Classic 14.750% APR - Call Now or Apply Online!
| Loan Type | Rates as low as | Terms/Information |
|---|---|---|
| Relief Loan | 8.990% | Loans up to $2500 for 10 months-Ask about other loan options |
| New Auto loan 2020 | 3.740% | APR Up to 36 Months - Call Now or Apply Online! |
| Used Auto loan 2013 - 2019 | 3.740% | APR Up to 36 Months - Call Now or Apply Online! |
| Used Auto Loan 2012 and Older | 4.740% | APR Up to 36 Months - Call Now or Apply Online! |
| Recreational Vehicles | 4.990% | APR Up to 60 Months - Call Now or Apply Online! |
| Farm Equipment | 4.990% | APR Up to 60 Months - Call Now or Apply Online! |
| Signature Loan | 12.490% | APR Up to 60 Months - Call Now or Apply Online! |
| Share Secured Loan | 3.990% | APR Up to 24 Months - Call Now or Apply Online! |
| Visa Card | 9.990% | APR - Great Rates on all our Credit Cards! |
| Mast Mini Barns 36-month loan | 9.490% | APR Up to 36 Months - Call Now or Apply Online! |
| Mast Mini Barns 48-month loan | 10.990% | APR Up to 48 Months - Call Now or Apply Online! |
| Mast Mini Barns 60-month loan | 12.490% | APR Up to 60 Months - Call Now or Apply Online! |
| Mast Mini Barns VISA Platinum | 9.990% | APR - Call Now or Apply Online! |
| Mini Mast Barns Visa Classic | 14.750% | APR - Call Now or Apply Online! |
APR = Annual Percentage Rate.
Rates are based on an assessment of individual credit worthiness and our underwriting standards. All credit union loan programs, rates, terms and conditions are subject to change at any time without notice.
Examples:
For a $1000 relief loan for a term of 10 months with a 8.99% APR, the monthly payment will be $104.17
For a $20,000 car loan for a term of 36 months with a 3.74% APR, the monthly payment will be $588.17.
For a $20,000 car loan for a term of 36 months with a 4.74% APR, the monthly payment will be $597.08.
For a $20,000 recreational vehicle loan for a term of 60 months with a 4.99% APR, the monthly payment will be $377.34.
For a $20,000 signature loan for a term of 60 months with a 12.49% APR, the monthly payment will be $449.87.
For a $20,000 farm equipment loan for a term of 60 months with a 4.99% APR, the monthly payment will be $377.34.
For a $20,000 share secured loan for a term of 24 months with a 3.99% APR, the monthly payment will be $868.40.
For a $20,000 mini barn loan for a term of 36 months with a 9.49% APR, the monthly payment will be $640.55.
For a $20,000 mini barn loan for a term of 48 months with a 10.99% APR, the monthly payment will be $516.80.
For a $20,000 mini barn loan for a term of 60 months with a 12.49% APR, the monthly payment will be $449.87.
Certificate Term APY Minimum Deposit 6 MO SHARE CERT 0.550% $500.00 12 MO SHARE CERT 0.550% $500.00 24 MO SHARE CERT 0.700% $500.00 36 MO SHARE CERT 0.750% $500.00 48 MO SHARE CERT 0.850% $500.00 60 MO SHARE CERT 1.010% $500.00