Loan rates

Effective December 7, 2023

Loan TypeRates as low asTerms/Information
New Auto Loan Rate6.74% APR*Flexible Terms Available
Used Auto Loan 6.74% APR*Flexible Terms Available
Used Auto Loan (8 years and older)7.74% APR*Flexible Terms Available
Share Secured Loan4.69% APR*Flexible Terms Available
Recreational Vehicles7.74% APR*Flexible Terms Available
Farm Equipment7.74% APR*Flexible Terms Available
Visa Card9.99% APR*
Signature Loan9.99% APR*Flexible Terms Available

Certificate Rates

Effective December 7, 2023

Certificate TypeAPY**Min Deposit
6 Month Share Certificate4.86% $500.00
1 Year Share Certificate1.87% $500.00
2 Year Share Certificate2.12% $500.00
3 Year Share Certificate2.22% $500.00
4 Year Share Certificate2.38% $500.00
5 Year Share Certificate2.48% $500.00

Savings Rates

Effective December 7, 2023

Account Type APY**Min DepositMin Balance
Regular Share (Savings)0.05%$5.00$250
Sub Savings0.00%$0.00$250
Vacation Savings0.00%$0.00$250
Christmas Club0.01%$0.00$100
TRAD IRA Share1.61%$500.00$250.00
ROTH IRA Share1.86%$500.00$250.00
Money Market***0.05%$0.00$0.00
Money Market***0.05%$1,000.00$1,000.00
Money Market***1.01%$20,000.00$20,000.00
Money Market***1.51%$100,000.00$100,000.00
High Yield Checking

*APR = Annual Percentage Rate.
Rates are based on an assessment of individual creditworthiness and our underwriting standards. All credit union loan programs, rates, terms, and conditions are subject to change at any time without notice.

**APY = Annual Percentage Yield
Share Certificates have a penalty for early withdrawal.
Penalties and fees could reduce the earnings on accounts.

***Money Market: Minimum balance to receive the Money Market rate is $1,000.00. If the account falls below this balance, it will receive the APY for Regular Shares that are in place at that time.


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