Loan rates

Effective November 28, 2020

Loan TypeRates as low asTerms/Information
New Auto Loan Special1.990%APR Up to 60 Months
Used Auto Special 2016 and Newer1.990%APR up to 60 Months
New Auto Loan 2020⁴3.740%APR Up to 36 Months
Used Auto Loan 2013-2019⁴3.740%APR Up to 36 Months
Share Secured Loan3.990%APR Up to 24 Months
Used Auto Loan 2012 & Older⁴4.740%APR Up to 36 Months
Recreational Vehicles⁴4.990%APR Up to 60 Months
Farm Equipment⁴ 4.990%APR Up to 60 Months
Mast Mini Barns 36-month⁴ 8.750%APR Up to 36 Months
Mast Mini Barns 48-month⁴9.490%APR Up to 48 Months
Visa Card9.990%APR
Mast Mini Barns Visa Platinum 9.990%APR
Signature Loan⁴10.240%APR Up to 60 Months
Mast Mini Barns 60-month⁴
10.240%APR Up to 60 Months
MIni Mast Barnes Visa Classic14.750%APR

Certificate Rates

Effective November 28, 2020

Certificate TypeAPY²Min Deposit
6 Month Share Certificate 0.550% $500.00
12 Month Share Certificate0.400% $500.00
24 Month Share Certificate 0.500% $500.00
36 Month Share Certificate 0.600% $500.00
48 Month Share Certificate0.700% $500.00
60 Month Share Certificate0.800% $500.00

Savings Rates

Effective November 28, 2020

Account Type APY²Min DepositMin Balance
Regular Share0.050%$5.00$250
Sub Share0.000%$0.00$250
Vacation Share0.000%$0.00$250
Christmas Club0.010%$0.00$100
TRAD IRA Share0.300%$500.00$250.00
ROTH IRA Share0.300%$500.00$250.00
Premium Shares¹0.050%$1,000.001,000.00
Premium Shares¹0.100%$1,000.00$1,000.00
Premium Shares¹0.250%$50,000.00$50,000.00
Premium Shares¹0.350%$100,000.00$100,000.00
High Yield Checking
3.04%$25.00$25

¹Premium Shares: Minimum balance to receive the Premium Shares rate is $1,000.00. If the account falls below this balance, it will receive the APY for Regular Shares that are in place at that time.

²APY = Annual Percentage Yield

³APR = Annual Percentage Rate.
Rates are based on an assessment of individual creditworthiness and our underwriting standards. All credit union loan programs, rates, terms, and conditions are subject to change at any time without notice.

⁴Loan Examples:

For a $20,000 car loan for a term of 36 months with a 3.74% APR, the monthly payment will be $588.17.
For a $20,000 car loan for a term of 36 months with a 4.74% APR, the monthly payment will be $597.08.
For a $20,000 recreational vehicle loan for a term of 60 months with a 4.99% APR, the monthly payment will be $377.34.
For a $20,000 signature loan for a term of 60 months with a 12.49% APR, the monthly payment will be $449.87.
For a $20,000 farm equipment loan for a term of 60 months with a 4.99% APR, the monthly payment will be $377.34.
For a $20,000 share secured loan for a term of 24 months with a 3.99% APR, the monthly payment will be $868.40.
For a $20,000 mini barn loan for a term of 36 months with a 9.49% APR, the monthly payment will be $640.55.
For a $20,000 mini barn loan for a term of 48 months with a 10.99% APR, the monthly payment will be $516.80.
For a $20,000 mini barn loan for a term of 60 months with a 12.49% APR, the monthly payment will be $449.87.

For a $2,500 signature loan for a term of 10 months with 7.75% APR, the monthly payment will be $258.96.

Rates

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