Account Type APY Minimum
DepositMinimum
BalanceREGULAR SHARE 0.050% $5.00 $250.00 SUB SHARE 0.000% $5.00 $250.00 CHRISTMAS CLUB 0.010% $0.00 $100.00 TRAD IRA SHARE 0.300% $25.00 $250.00 ROTH IRA SHARE 0.300% $25.00 $250.00
APY = Annual Percentage Yield
Loan Rates - Effective Friday, January 17, 2020 Loan Type Rates as low as Terms/Information Holiday Loan 8.990% Loans up to $2500 for 10 months-Ask about other loan options Spring Break Loan 8.990% Loans up to $2500 for 10 months-Ask about other loan options Auto loan 2011 - 2019 3.740% APR as low as 3.89% Up to 36 Months - Call or Apply Now! Auto Loan 2010 and Older 4.740% APR as low as 4.89% Up to 36 Months - Call or Apply Now! Recreational Vehicles 4.990% APR as low as 5.24% Up to 60 Months - Call or Apply Now! Farm Equipment 4.990% APR as low as 5.24% Up to 60 Months - Call or Apply today! Signature Loan 12.490% APR as low as 12.49% Up to 60 Months - Call or Apply Today! Share Secured Loan 3.990% APR as low as 3.99% Up to 24 Months - Call or Apply Today! Visa Card 9.990% APR as low as 9.99% - Great Rates on all our Credit Cards! Mast Mini Barns 36-month loan 9.490% APR as low as 9.49% Up to 36 Months - Call or Apply Today! Mast Mini Barns 48-month loan 10.990% APR as low as 10.99% Up to 48 Months - Call or Apply Today! Mast Mini Barns 60-month loan 12.490% APR as low as 12.49% Up to 60 Months - Call or Apply Today! Mast Mini Barns VISA Platinum 9.990% APR as low as 9.99% - Call or Apply Today! Mini Mast Barns Visa Classic 14.750% APR as low as 14.75% - Call or Apply Today!
| Loan Type | Rates as low as | Terms/Information |
|---|---|---|
| Holiday Loan | 8.990% | Loans up to $2500 for 10 months-Ask about other loan options |
| Spring Break Loan | 8.990% | Loans up to $2500 for 10 months-Ask about other loan options |
| Auto loan 2011 - 2019 | 3.740% | APR as low as 3.89% Up to 36 Months - Call or Apply Now! |
| Auto Loan 2010 and Older | 4.740% | APR as low as 4.89% Up to 36 Months - Call or Apply Now! |
| Recreational Vehicles | 4.990% | APR as low as 5.24% Up to 60 Months - Call or Apply Now! |
| Farm Equipment | 4.990% | APR as low as 5.24% Up to 60 Months - Call or Apply today! |
| Signature Loan | 12.490% | APR as low as 12.49% Up to 60 Months - Call or Apply Today! |
| Share Secured Loan | 3.990% | APR as low as 3.99% Up to 24 Months - Call or Apply Today! |
| Visa Card | 9.990% | APR as low as 9.99% - Great Rates on all our Credit Cards! |
| Mast Mini Barns 36-month loan | 9.490% | APR as low as 9.49% Up to 36 Months - Call or Apply Today! |
| Mast Mini Barns 48-month loan | 10.990% | APR as low as 10.99% Up to 48 Months - Call or Apply Today! |
| Mast Mini Barns 60-month loan | 12.490% | APR as low as 12.49% Up to 60 Months - Call or Apply Today! |
| Mast Mini Barns VISA Platinum | 9.990% | APR as low as 9.99% - Call or Apply Today! |
| Mini Mast Barns Visa Classic | 14.750% | APR as low as 14.75% - Call or Apply Today! |
APR = Annual Percentage Rate.
Rates are based on an assessment of individual credit worthiness and our underwriting standards. All credit union loan programs, rates, terms and conditions are subject to change at any time without notice.
Premium Shares: Minimum balance to receive Premium Shares rate is $1,000.00. If your account falls below this balance, you will receive the APY for Regular Shares that is in place at that time.
Examples:
For a $20,000 car loan for a term of 36 months with a 3.89% APR, the monthly payment will be $589.57.
For a $20,000 car loan for a term of 36 months with a 4.89% APR, the monthly payment will be $598.52.
For a $20,000 recreational vehicle loan for a term of 60 months with a 5.24% APR, the monthly payment will be $379.70.
For a $20,000 signature loan for a term of 60 months with a 12.49% APR, the monthly payment will be $450.04.
For a $20,000 farm equipment loan for a term of 60 months with a 5.24% APR, the monthly payment will be $379.65.
For a $20,000 share secured loan for a term of 24 months with a 3.99% APR, the monthly payment will be $868.50.
Certificate Term APY Minimum Deposit 6 MO SHARE CERT 0.580% $500.00 12 MO SHARE CERT 0.920% $500.00 24 MO SHARE CERT 1.230% $500.00 36 MO SHARE CERT 1.470% $500.00 48 MO SHARE CERT 1.680% $500.00 60 MO SHARE CERT 1.990% $500.00