Rates

Savings Rates - Effective Wednesday, August 1, 2018
APYMinimum
Deposit
Minimum
Balance
REGULAR SHARE0.050%$5.00$250.00
SUB SHARE0.000%$5.00$100.00
CHRISTMAS CLUB0.010%$0.00$100.00
TRAD IRA SHARE0.300%$25.00$250.00
ROTH IRA SHARE0.300%$25.00$250.00

APY = Annual Percentage Yield
Loan Rates - Effective Wednesday, October 23, 2019
Loan TypeRates as low asTerms/Information
Auto loan 2011 - 20193.740%APR as low as 3.89% Up to 36 Months - Call or Apply Now!
Auto Loan 2010 and Older4.740%APR as low as 4.89% Up to 36 Months - Call or Apply Now!
Recreational Vehicles4.990%APR as low as 5.24% Up to 60 Months - Call or Apply Now!
Farm Equipment4.990%APR as low as 5.24% Up to 60 Months - Call or Apply today!
Signature Loan12.490%APR as low as 12.49% Up to 60 Months - Call or Apply Today!
Share Secured Loan3.990%APR as low as 3.99% Up to 24 Months - Call or Apply Today!
Visa Card9.990%APR as low as 9.99% - Great Rates on all our Credit Cards!
Mast Mini Barns 36-month loan9.490%APR as low as 9.49% Up to 36 Months - Call or Apply Today!
Mast Mini Barns 48-month loan10.990%APR as low as 10.99% Up to 48 Months - Call or Apply Today!
Mast Mini Barns 60-month loan12.490%APR as low as 12.49% Up to 60 Months - Call or Apply Today!
Mast Mini Barns VISA Platinum9.990%APR as low as 9.99% - Call or Apply Today!
Mini Mast Barns Visa Classic14.750%APR as low as 14.75% - Call or Apply Today!
APR = Annual Percentage Rate.
Rates are based on an assessment of individual credit worthiness and our underwriting standards. All credit union loan programs, rates, terms and conditions are subject to change at any time without notice.
Premium Shares: Minimum balance to receive Premium Shares rate is $1,000.00. If your account falls below this balance, you will receive the APY for Regular Shares that is in place at that time.
Examples:
For a $20,000 car loan for a term of 36 months with a 3.89% APR, the monthly payment will be $589.57.
For a $20,000 car loan for a term of 36 months with a 4.89% APR, the monthly payment will be $598.52.
For a $20,000 recreational vehicle loan for a term of 60 months with a 5.24% APR, the monthly payment will be $379.70.
For a $20,000 signature loan for a term of 60 months with a 12.49% APR, the monthly payment will be $450.04.
For a $20,000 farm equipment loan for a term of 60 months with a 5.24% APR, the monthly payment will be $379.65.
For a $20,000 share secured loan for a term of 24 months with a 3.99% APR, the monthly payment will be $868.50.

Certificate Rates - Effective Wednesday, October 23, 2019
Certificate TermAPYMinimum Deposit
6 MO SHARE CERT0.580%$500.00
12 MO SHARE CERT0.920%$500.00
24 MO SHARE CERT1.230%$500.00
36 MO SHARE CERT1.470%$500.00
48 MO SHARE CERT1.680%$500.00
60 MO SHARE CERT1.990%$500.00

APY = Annual Percentage Yield