Loan rates
Effective December 7, 2023
| Loan Type | Rates as low as| Terms/Information
| |
|---|---|---|
| New Auto Loan Rate | 6.74% APR* | Flexible Terms Available |
| Used Auto Loan | 6.74% APR* | Flexible Terms Available |
| Used Auto Loan (8 years and older) | 7.74% APR* | Flexible Terms Available |
| Share Secured Loan | 4.69% APR* | Flexible Terms Available |
| Recreational Vehicles | 7.74% APR* | Flexible Terms Available |
| Farm Equipment | 7.74% APR* | Flexible Terms Available |
| Visa Card | 9.99% APR* | |
| Signature Loan | 9.99% APR* | Flexible Terms Available |
Certificate Rates
Effective December 7, 2023
| Certificate Type | APY** | Min Deposit |
|---|---|---|
| 6 Month Share Certificate | 4.86% | $500.00 |
| 1 Year Share Certificate | 1.87% | $500.00 |
| 2 Year Share Certificate | 2.12% | $500.00 |
| 3 Year Share Certificate | 2.22% | $500.00 |
| 4 Year Share Certificate | 2.38% | $500.00 |
| 5 Year Share Certificate | 2.48% | $500.00 |
Savings Rates
Effective December 7, 2023
| Account Type | APY** | Min Deposit | Min Balance |
|---|---|---|---|
| Regular Share (Savings) | 0.05% | $5.00 | $250 |
| Sub Savings | 0.00% | $0.00 | $250 |
| Vacation Savings | 0.00% | $0.00 | $250 |
| Christmas Club | 0.01% | $0.00 | $100 |
| TRAD IRA Share | 1.61% | $500.00 | $250.00 |
| ROTH IRA Share | 1.86% | $500.00 | $250.00 |
| Money Market*** | 0.05% | $0.00 | $0.00 |
| Money Market*** | 0.05% | $1,000.00 | $1,000.00 |
| Money Market*** | 1.01% | $20,000.00 | $20,000.00 |
| Money Market*** | 1.51% | $100,000.00 | $100,000.00 |
| High Yield Checking | 5.12% | $25.00 | $25.00 |
*APR = Annual Percentage Rate.
Rates are based on an assessment of individual creditworthiness and our underwriting standards. All credit union loan programs, rates, terms, and conditions are subject to change at any time without notice.
**APY = Annual Percentage Yield
Share Certificates have a penalty for early withdrawal.
Penalties and fees could reduce the earnings on accounts.
***Money Market: Minimum balance to receive the Money Market rate is $1,000.00. If the account falls below this balance, it will receive the APY for Regular Shares that are in place at that time.