Get Paid Early
Taxes, stimulus, & payroll
You can get your payroll up to two days early when you set up direct deposit at Compass Credit Union. That means less waiting for your money and no paper checks to slow you down or get lost in the mail. As soon as that money is sent from you employer, you can select to deposit it right to your account for a small processing fee. Many members find that they can get their money up to two whole days ahead of time.
And don’t forget about this little gem when tax time rolls around. You can process that return from the treasury just like your early payroll and shave two days off the time it takes for the money to hit your account.
Get Paid Early
Taxes, stimulus, & payroll
You can get your payroll up to two days early when you set up direct deposit at Compass Credit Union. That means less waiting for your money and no paper checks to slow you down or get lost in the mail. As soon as that money is sent from you employer, you can select to deposit it right to your account for a small processing fee. Many members find that they can get their money up to two whole days ahead of time.
And don’t forget about this little gem when tax time rolls around. You can process that return from the treasury just like your early payroll and shave two days off the time it takes for the money to hit your account.
Debit Card Round Up
Automatic savings
This best kept secret of the credit union world will have you saving in a way that makes Dave Ramsey jealous. We have members who literally save 1000s of dollars a year using this little trick. Here’s how it works.
Every time you make a purchase using your debit card, we’ll help you put money back into your own pocket by automatically rounding up your purchase amount to next whole dollar and depositing the money into an interest bearing savings account (savings on top of savings). Still with us? Let’s do an example. You spent $9.49 watching shows on your guilty pleasure Roku app (you need to cut that out by the way), and if you’re signed up for Debit Card Round Up, we instantly round the transaction up $0.51 to the next highest whole number of $11.00, and the $0.51 goes into your savings account. It’s automatic savings every time!
Debit Card Round Up
Automatic savings
This best kept secret of the credit union world will have you saving in a way that makes Dave Ramsey jealous. We have members who literally save 1000s of dollars a year using this little trick. Here’s how it works.
Every time you make a purchase using your debit card, we’ll help you put money back into your own pocket by automatically rounding up your purchase amount to next whole dollar and depositing the money into an interest bearing savings account (savings on top of savings). Still with us? Let’s do an example. You spent $9.49 watching shows on your guilty pleasure Roku app (you need to cut that out by the way), and if you’re signed up in Debit Card Round Up, we instantly round the transaction up $0.51 to the next highest whole number of $11.00, and the $0.51 goes into your savings account. It’s automatic savings every time!
Overdraft Courtesy
We've got your back
There’s a secret you might not know about us: we actually don’t like charging fees! We do have some fees on a few different things, but we really don’t like doing it. Ergo, when you accidentally overdraw your account, we won’t charge anything on the first $10. Our goal is to provide you with flexibility to help live your life the way you choose to do so. It’s part of that whole “Find Your Path” thing we’ve thrown up all over our website.
Overdraft Courtesy
We've got your back
There’s a secret you might not know about us: we actually don’t like charging fees! We do have some fees on a few different things, but we really don’t like doing it. Ergo, when you accidentally overdraw your account, we won’t charge anything on the first $10. Our goal is to provide you with flexibility to help live your life the way you choose to do so. It’s part of that whole “Find Your Path” thing we’ve thrown up all over our website.
Text & Mobile Pay
Pay anyone
Pay friends, split the tab, or send someone a little extra birthday money using the Compass mobile app. You can quickly, securely, and easily send money to anyone, anywhere with the Compass mobile pay features. And it’s FREE—no wire fee, no transfer free, none of that garbage. It’s your money, and you deserve access to it when you need it.
The most frequently asked question is, “How is this different than Venmo?” Well, it’s better, to be frank. This is integrated right in with your online banking account, so you don’t have to set up another third-party relationship, which makes this more secure and faster to use, and it does the exact same thing.
Security & Control
We've got your back
Risk and fraud. Risk and fraud. It is literally everywhere these days, and we are downright sick of it!! We need to stand together to make this work, and that’s why Compass is standing by your side through all the potential fraud, through every random debit transaction that comes through from Iceland, and every time that you stand to lose time and money because some Russian hipster refuses to use his talents on something that would actually make the world a better place.
Here are a few of the ways we can help:
- You can instantly turn your debit and credit cards on and off in mobile banking
- You can easily set up spending alerts that will notify you every time money is spent using your card
- We offer 24-hour assistance in case you do find something suspicious is happening, and plus, our fraud team is always on the lookout for spending that doesn’t fit your normal habits so we can stop fraud as soon as it starts.
Security & Control
We've got your back
Risk and fraud. Risk and fraud. It is literally everywhere these days, and we are downright sick of it!! We need to stand together to make this work, and that’s why Compass is standing by your side through all the potential fraud, through every random debit transaction that comes through from Iceland, and every time that you stand to lose time and money because some Russian hipster refuses to use his talents on something that would actually make the world a better place.
Here are a few of the ways we can help:
- You can instantly turn your debit and credit cards on and off in mobile banking
- You can easily set up spending alerts that will notify you every time money is spent using your card
- We offer 24-hour assistance in case you do find something suspicious is happening, and plus, our fraud team is always on the lookout for spending that doesn’t fit your normal habits so we can stop fraud as soon as it starts.
Remote Deposit Capture
Deposit checks on the go
Deposit your checks right from your phone to your account with Remote Check Deposit. If you’re like us, you probably deposit about 1 check a year, and thanks to this free feature on the Compass mobile app, you don’t have to make a special trip to get that $10 of birthday money into your account. You can do it securely right from your phone at a time that’s convenient for you. Won’t Nana be proud!
Automated Fraud Alerts
Protect your account via text
Automated Fraud Alerts (AFA) text messages provide you with valuable knowledge about potential fraud situations while you’re on the go. You can take action the second you receive the text alert – by responding to the message and confirming the transactions as valid or fraudulent.
If you identify the suspect activity as valid, the automated response will immediately unblock the card for use so you can carry on with the rest of your shopping. If you identify the suspect activity as fraud, the card replacement process can be initiated immediately.
Automated Fraud Alerts
Protect your account via text
Automated Fraud Alerts (AFA) text messages provide you with valuable knowledge about potential fraud situations while you’re on the go. You can take action the second you receive the text alert – by responding to the message and confirming the transactions as valid or fraudulent.
If you identify the suspect activity as valid, the automated response will immediately unblock the card for use so you can carry on with the rest of your shopping. If you identify the suspect activity as fraud, the card replacement process can be initiated immediately.
Home or on the go, we have you covered
With our online features you will be able to do banking whenever-wherever. Get started today:
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