Protect Your Auto Loan with Confidence
Education First. Peace of Mind Always.
When you drive off the lot, your new car starts to lose value immediately, but your loan balance doesn’t shrink as fast. If an accident, job loss, or major repair catches you off guard, you could end up owing more than your insurance covers.
That’s why at Compass Credit Union, we make it simple to protect your auto loan and your financial future. Protection products aren’t extras—they’re ownership benefits that help you drive forward with confidence.
Why It Matters to Protect Your Auto Loan
Most drivers assume their standard insurance covers everything, but it often doesn’t. When a car is totaled or stolen, insurance typically pays only what the car is worth at that moment—not what you still owe.
That gap can cost you thousands. By choosing the right coverage from the start, you protect your auto loan from unexpected financial loss and safeguard the investment you’ve worked hard for.
How Compass Helps You Protect Your Auto Loan the Smart Way
We don’t upsell – we educate. Our approach is built around helping you understand what protection options do and why they matter, so you can make an informed decision that fits your situation.
For example, GAP coverage (Guaranteed Asset Protection) bridges the difference between your insurance payout and what you still owe on your car (i.e. it’s an optional auto coverage if your car is stolen or deemed a total loss). And Mechanical Breakdown Insurance (MBI) helps cover costly repairs once the manufacturer’s warranty ends—protecting your car and your wallet from sudden expenses.
When you combine these protections with your loan, you’re not buying extras—you’re making a smart choice to protect your auto loan from every angle.
Real Members Who Chose to Protect Their Auto Loan
“I only owed $2,000 after my car was totaled thanks to my GAP coverage through Compass CU. I was able to get back on the road without the financial hit I was bracing for.”
Stories like this show what happens when you protect your auto loan before something goes wrong. It’s not about fear—it’s about freedom, confidence, and financial security.
Talk with Compass and Protect Your Auto Loan Today
When you finance a vehicle with us, we’ll walk you through every protection option clearly and honestly—no pressure, no jargon, just good advice.
Because at Compass Credit Union, our goal is simple: help you protect your auto loan so you can focus on what matters most—enjoying the drive ahead.
Current Promotions
Enjoy a stress-free holiday season with Compass Credit Union’s 90 Day, No Pay Loan Special. Buy now and skip payments for 3 whole months — no payments until 2026. Cruise through the holidays with extra cash in your pocket and zero worries.
Looking for a great deal on your next vehicle? Compass Credit Union is excited to offer a limited-time 4.49% APR* auto loan rate special! Whether you’re buying new or used, this competitive rate makes financing more affordable than ever. Enjoy low monthly payments and peace of mind with a trusted local partner. Don’t wait—apply online or visit us today and drive away with big savings. Your journey starts here!
