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Current Openings
A Consumer Lending Underwriter will manage the Direct and Indirect pipeline, producing high-quality loans for the credit union. Originates, processes, approves, and closes loans in accordance with established policies and procedures. Achieves goals and helps promote CCU’s service to sales culture. This position will underwrite in-house and indirect applications in the lending queue, including home equities, and supports the retail branch lenders. This position will also assist the Member Lending Manager with various duties.
- Provide excellent member service to the internal team, external members and to our dealer partners.
- Analyzes information received from credit applications and credit reporting agencies to make sound quality credit decisions.
- Negotiates terms and conditions of the loan request within the established guidelines, to ensure credit quality and profitability.
- Actively works with dealerships and internal staff to ensure that loans are decided, opportunities are captured, and all funding meets or exceeds established expectations.
- Meets or exceeds established personal and credit union goals in sales, ancillary products, targets for turn-around time, loan capture, and acquisition of full relationship.
- Input new loans on core system without errors or omissions.
- Maintains delinquency and charge off percentage acceptable to CCU.
- Provide support to co-workers regarding policies, procedures, technical inquiries, and general lending information questions.
- Keeps informed of any regulatory changes concerning lending.
- Mentor staff as it pertains to lending.
- Audits a selection of loans monthly.
- Backs up loan processing
Required Qualifications
- These specifications are general guidelines based on the minimum experience normally considered essential to the satisfactory performance of this position. The requirements listed below are representative of the knowledge, skill and/or ability required to perform the position in a satisfactory manner. Individual abilities may result in some deviation from these guidelines.
- Minimum 2 years relevant underwriting experience with consumer lending including direct, indirect, and home equity loan products.
- Extensive knowledge of credit union consumer loan products and services.
- Sound comprehension of loan interview procedures and loan documentation.
- Strong understanding of financial analysis and determination of credit worthiness.
- Good organizational skills and attentive to detail.
- Demonstrated excellent communication and listening skills.
- Excellent organization and time management skills.
- Cooperative, able to coordinate well with others.
- Must be highly motivated and self-starter.
Our Vision
FIND YOUR PATH
Compass CU believes that credit unions make the United States a stronger country because of a more robust financial services marketplace. If it were not for the Credit Union Movement, for-profit financial organizations would remain unchecked in the marketplace and consumers and businesses would ultimately pay higher prices for products and services because of this for-profit orientation. Compass CU has a strong commitment to and a vested interest in the continued health and vibrancy of the credit union movement both locally and nationally.
While the marketplace will ultimately determine the actual number of credit unions throughout the country, Compass CU will continue to help and serve any credit union that approaches CCU for any level of assistance. Compass CU strives to be the best credit union we can possibly be on behalf of our membership. It is not ultimately a question of which credit union is bigger or better; it is ultimately about serving the individual member and making a difference in their lives.