Point Your Next Ride in the Right Direction.
Competitive rates and flexible terms for wherever the road leads.
Your next adventure is already idling in the driveway. Whether you’re buying new, going used, or refinancing what you’ve got, Compass gets you on the road with competitive rates, flexible terms, and no payments for 90 days. Go find some open road.
WHEREVER THE ROAD LEADS
Auto Loans Made Easy

More Road, Less Spent
You drive off with competitive rates that keep your payment low – so there’s more left for the trip ahead.

Shop Like You Already Own It
Our easy online pre-approval helps you understand your budget before you start shopping.

A Payment That Fits Your Life
We offer flexible repayment terms to help keep monthly payments manageable and fit your needs.

Whatever Gets You Going
You finance it your way – brand-new or trusty used, four wheels or two, it’s your ride to choose.

Pay It Off, Guilt-Free
You can pay ahead anytime with zero penalties – the sooner you’re free, the sooner the road’s all yours.

Real People, Right Down the Road
Work with our local team who knows your name and a call away – no faceless call center.
Refinance & Save 1% with Compass!
Lower your current loan rate by 1%.*
Already have a loan somewhere else? Bring it to Compass and lower your current rate by 1% while keeping your remaining loan term. With no hidden refinance fees, switching to Compass could mean real savings without starting your loan over.
*Available for qualifying A+, A, and B credit tiers only. Rate cannot fall below the floor rate of 3.99%. Cannot be combined with other CCU rate promotions. Year and mileage add-ons still apply. Refinance must remain at the current term or shorter. Does not include current CCU loans, Share Secured, Signature, Credit Card, LOC, and Real Estate loans.
WE’RE HERE TO HELP
Frequently Asked Questions
What types of vehicles can Compass finance?
Compass Credit Union offers financing for both new and used vehicles, helping members find loan options that fit their needs.
Can I apply for an auto loan online?
Yes. Members can complete the auto loan application online for a fast and convenient approval process.
Does Compass offer auto loan refinancing?
Yes. Compass offers refinancing options that may help lower your current rate or monthly payment.
Are there prepayment penalties on auto loans?
No. Compass Credit Union does not charge prepayment penalties for paying off your auto loan early.
How quickly can I get pre-approved?
Compass provides a quick pre-approval process so you can shop for your next vehicle with confidence.
Still have more questions?
VIEW ALL FAQSNot Already a Member?
Applying for membership is quick, easy, and secure. Click “Join Today” to get started. Many applications are approved instantly, and if we need more info, our team will follow up to help.