*APY=Annual Percentage Yield. Rates may change after the account is opened. Minimum to open is $25.00. If qualifications are met each monthly qualification cycle: (1) 15 Qualifying debit transactions must post to and settle accounts during the monthly qualification cycle. Transactions may take one or more banking days from the date the transaction was made to post to and settle an account. ATM-processed transactions do not count towards qualifying debit card transactions; (2) Qualifying direct deposit transactions must post to and settle account during monthly qualification cycle; (3) Online banking login one time during qualification cycle; (4) Balances between $25 and $20,000 earn 5.12% APY. If qualifications are not met, all balances earn 0.0% APY. “Monthly Qualification Cycle” means a period beginning the first day of the current statement cycle through the last day of the current statement cycle. Limit one account per SSN.

**To qualify for the $100 incentive, member must be at least 18 years old. New checking account must complete the following within 30 days of account opening: (1) receive an incoming direct deposit of at least $250 monthly (2) process 5 debit card transactions monthly (post by end of month). This benefit is limited to one per individual member. Existing Compass Credit Union checking members are not eligible. Access checking, Student checking, Business, Organizational, and Specialty checking accounts do not qualify. This offer may expire at any time at credit union discretion and with no notice. Reward for checking account that qualifies will post to the checking account within 90 days of account opening. If the account is closed within 6 months of opening $100 is forfeited to Compass Credit Union.