Banking That Grows Up With You
Smart, simple banking built for teens and students.
Every money habit starts somewhere. A Compass youth account gives members ages 12–17 a real debit card, real tools, and real independence – with no monthly fees and just $25 to start. Training wheels not included.
STUDENT BANKING MADE SIMPLE
Checking Built for Youth
Your Card, Your Way
Get a free chip debit card you can tap to pay — plus Apple, Google, and Samsung Pay.
Built for Younger Members
Get simple tools made for younger members, so managing money feels easier.
Bank From Anywhere
Check balances, deposit checks, and grab eStatements right from your phone – anytime, no branch visit needed.
WE’RE HERE TO HELP
Frequently Asked Questions
Do student and youth accounts have monthly fees?
Most Compass student and youth accounts have no monthly service fees, making banking simple and affordable for younger members.
Is there a minimum age requirement?
There is no minimum age requirement for Compass membership. Student Checking is available for members ages 12 through 17. At age 18, members can choose from our other checking account options.
Can I use mobile and online banking?
Yes! Members can access online banking, mobile deposits, eStatements, transfers, and account alerts anytime.
Do student checking accounts come with a debit card?
Yes. Eligible accounts include a free debit card with tap-to-pay and mobile wallet compatibility.
Can I get paid early with direct deposit?
Yes! Eligible direct deposits may arrive early with Early Pay features available through Compass Credit Union.
Still have more questions?
VIEW ALL FAQSNot Already a Member?
Applying for membership is quick, easy, and secure. Click “Join Today” to get started. Many applications are approved instantly, and if we need more info, our team will follow up to help.
