Welcome to the new Compass Credit Union website! Enjoy a fresh look and easier navigation. Your accounts and Online Banking remain unchanged.

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Credit Cards

Compass Credit Card
Credit cards from Compass Credit Union

Credit Cards That Fit Your Lifestyle

Convenient purchasing power with competitive rates and local support.

Whether it’s everyday spending, a big purchase, or an unexpected expense, a Compass VISA® gives you a flexible, secure way to manage it all – backed by low rates and a local team you can count on.

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EVERYDAY SPENDING MADE SIMPLE

VISA Credit Cards That Work for You

  • Low Rates from 9.99% APR*

    Spend smarter and save more with low-rate VISA options.

  • Tap, Pay, Done

    Add your Compass VISA to your digital wallet for fast, secure mobile payments.

  • No Annual Fee, Ever

    Get everyday purchasing power without worrying about annual card fees.

  • Build Credit From Day One

    Build and strengthen your credit with solutions designed for lasting confidence.

  • A Limit That Fits Your Life

    Credit limits designed around your financial needs and eligibility.

  • Pay It Down, Penalty-Free

    Pay down your balance early anytime with no added penalties or fees.

    • *Annual Percentage Rate

    Increase Your Credit Card Limit

    Looking for more flexibility and buying power? Increasing your credit card limit with Compass Credit Union is easy and can enhance your financial freedom. Whether you’re planning a big purchase or just want a higher limit for emergencies, we’re here to help.

    Why increase your credit limit?

    • Enhanced Purchasing Power: Get more room for larger purchases and travel expenses.
    • Improved Credit Score: A higher limit can positively impact your credit utilization ratio.
    • Increased Financial Security: Be prepared for unexpected expenses without stressing about maxing out your limit.

    Credit Increase

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    Student VISA Built for Your Future

    Planning for college? Our Student Visa card is ideal for those new to credit. Start building your credit today!

    • Ages: 18-22
    • Flat rate fee of 12.99% APR*
    • Credit limit based on employment
    – If employed less than six months: $1,000 credit limit
    – If employed more than six months: Up to $2,500 credit limit

    *Annual Percentage Rate

    WE’RE HERE TO HELP

    Frequently Asked Questions

    What credit card options does Compass Credit Union offer?

    Compass Credit Union offers Visa credit cards with competitive rates, digital wallet access, and no annual fees. We also offer student and secured Visa cards to help members establish or rebuild their credit.

    What is the starting APR for Compass VISA credit cards?

    Compass Credit Union offers VISA credit cards with rates as low as 9.99% APR* for qualified borrowers.

    Does Compass Credit Union charge annual fees on credit cards?

    No. Compass Visa credit cards come with no annual fees, helping members save more over time.

    Can I use my Compass credit card with a digital wallet?

    Yes. Compass credit cards can be connected to digital wallet services so you can pay securely using your phone or compatible devices.

    Does Compass offer credit cards for students?

    Yes. Compass offers a Student Visa card designed for members ages 18–22 who are new to credit and looking to start building credit history responsibly.

    Still have more questions?

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    Not Already a Member?

    Applying for membership is quick, easy, and secure. Click “Join Today” to get started. Many applications are approved instantly, and if we need more info, our team will follow up to help.

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