First, Become a Member
Open a Compass CU savings account to establish your membership and gain access to all the benefits of credit union banking.
Next, Choose Your Products
Select the accounts, loans, or services that fit your financial goals, from checking and savings to mortgages and personal loans.
Welcome to Compass CU
Once your account is open, you’re officially a member-owner and can start enjoying personalized service, competitive rates, and digital banking tools.
WHY MEMBERS CHOOSE COMPASS
Membership Benefits
Better Rates, Lower Fees & Perks
Because Compass is member-owned, profits go back to members through better rates, lower fees, and stronger account perks.
High-Yield Checking That Pays You
Compass checking accounts reward higher balances with higher APYs, plus free online banking, mobile deposit, and surcharge-free ATMs.
Local Service & Community Focus
Compass is built around local service, community involvement, and helping members reach financial goals with a more personal approach.
Already a New Member?
Make switching to Compass simple. Use our New Member Switch Kit to move direct deposits, automatic payments, and other account activity to your new Compass account.
Download New Member Switch Kit
Become a Member Today!
Join a community-focused cooperative dedicated to improving your financial well-being.
WE’RE HERE TO HELP
Frequently Asked Questions
Who is eligible to become a member of Compass Credit Union?
Compass Credit Union proudly serves members throughout West Michigan, including Allegan, Barry, Ionia, Kent, Lake, Mason, Mecosta, Montcalm, Muskegon, Newaygo, Oceana, Osceola, and Ottawa counties, as well as Palm Beach County, Florida.
What do I need to open a membership account?
You’ll need a valid government-issued photo ID and any additional information required to verify your identity and eligibility.
Is there a minimum deposit required to join?
Yes. A minimum opening deposit may be required to establish your membership and activate your share savings account.
What are the benefits of becoming a Compass CU member?
Members enjoy competitive rates, lower fees, personalized service, digital banking tools, and access to a full range of financial products and services.
Still have more questions?
VIEW ALL FAQSNot Already a Member?
Applying for membership is quick, easy, and secure. Click “Join Today” to get started. Many applications are approved instantly, and if we need more info, our team will follow up to help.