NATIONWIDE BANKING
Shared Branching
With the Xtend and Co-Op Shared Branch Network, you can visit thousands of credit unions nationwide for everyday transactions. Just bring your photo ID and account number.
Xtend
Compass is part of the Xtend Shared Branching Network, giving you access to partner credit unions for everyday transactions.
Co-Op Shared Branch
Through the CO-OP Shared Branch Network, you can access thousands of credit union locations nationwide for convenient in-branch service.
WHEREVER YOU ARE
ATM Access
Need a surcharge‑free ATM nearby? As a Compass member, you’re part of the CO‑OP ATM network, with thousands of locations nationwide.
Use our mobile app to pinpoint the closest ATM.
Search online via our ATM locator tool.
Text your ZIP code to 91989 and we’ll reply with nearby ATMs.
With CO‑OP’s broad footprint, you’re never far from access.
WE’RE HERE TO HELP
Frequently Asked Questions
What is Shared Branching?
Shared Branching gives members access to banking services at participating credit unions nationwide.
Can I use Shared Branching outside of Michigan?
Yes. Members can access thousands of Shared Branch locations across the country.
What services are available through Shared Branching?
Members can make deposits, withdrawals, loan payments, and account transfers.
Do I need identification to use Shared Branching?
Yes. A valid government-issued photo ID is required for Shared Branch transactions.
How do I find a Shared Branch or ATM near me?
Use the Shared Branch locator to quickly find participating locations and surcharge-free ATMs.
Still have more questions?
VIEW ALL FAQSNot Already a Member?
Applying for membership is quick, easy, and secure. Click “Join Today” to get started. Many applications are approved instantly, and if we need more info, our team will follow up to help.