Ready to Start Earning?
A secure way to earn more on the money you set aside.
Become a Compass Credit Union member to get started. Once your membership is established, you can open a Certificate of Deposit through online banking, the Compass mobile app, or by visiting a local branch.
GROWTH MADE SIMPLE
Watch Your Money Grow with Confidence
A Certificate of Deposit rewards you for setting money aside, with a guaranteed return you can count on.

Save On Your Timeline
You choose the term that fits your goal, so your money is working toward exactly what you’re planning for.

Know Exactly What You’ll Earn
Your rate is locked in for the full term, so you can count on a guaranteed return no matter what the market does.

Grow Without the Worry
Your savings are federally insured up to NCUA limits, so your money keeps growing, safe and protected.

Stay in Control, Anytime
You can open and manage your certificate from your phone or computer, whenever it works for you.

Start However You Like
You can open your certificate online, on mobile, or in person at a local branch – whatever’s easiest for you.

Build Toward What’s Next
You earn dependable returns that steadily grow your savings for bigger goals down the road, whatever that may be.
WE’RE HERE TO HELP
Frequently Asked Questions
What is a Certificate of Deposit (CD)?
A Certificate of Deposit (CD) is a savings account with a fixed dividend rate for a set term, helping you grow your savings securely over time.
How long are CD terms?
Compass Credit Union offers flexible CD terms with options up to 60 months to fit your savings goals.
Are CD funds insured?
Yes. CD funds are federally insured by the NCUA up to applicable limits for added peace of mind.
Can I open a CD online?
Yes. Existing members can open a CD through online banking or visit a local branch for assistance.
Can I withdraw money early from my CD?
Yes, but early withdrawals may result in a penalty and could reduce earnings on the account.
Still have more questions?
VIEW ALL FAQSNot Already a Member?
Applying for membership is quick, easy, and secure. Click “Join Today” to get started. Many applications are approved instantly, and if we need more info, our team will follow up to help.